More Options. More Health.

About Us

We are Association Member Trust (AMT), a not-for-profit, multi-association benefits trust designed to give businesses like yours access to the kind of high-quality health benefits that are typically available only to large corporations. We understand the challenges of providing great benefits without overwhelming costs, and we’ve built our trust on the power of collaboration. By combining the collective purchasing power of seventeen independent trade associations, we create a stable, efficient, and cost-effective solution for your employee benefit needs.

Our history spans nearly 80 years, providing a strong foundation of experience and financial stability. As a Multiple Employer Welfare Arrangement (MEWA), we operate in full compliance with state and federal regulations, and our leadership is a working board of your peers—business owners who understand your day-to-day challenges. We partner with industry leaders like Horizon Blue Cross Blue Shield of New Jersey for medical plans and Delta Dental of New Jersey for dental coverage, ensuring your employees get access to the largest and most trusted provider networks.

At AMT, you get more than just a plan; you get a partner. Our unique self-funded model enables us to return value to members when the trust performs well. We are committed to transparency and provide a level of personalized service that sets us apart, with dedicated staff ready to act as your advocates to help you and your employees navigate the complexities of healthcare.